How to protect your investment: homeowners insurance

Prior to closing, you will need to purchase homeowners insurance to protect both your lender’s interest, as well as your own.

This insurance will not only cover the house and your belongings and valuables, but should cover your liability in case anyone is ever hurt on your property. There are different levels of coverage for fire, theft, accident and liability. We can help you get insurance quotes. Take the time to review the quotes, and whichever policy you choose, make sure that everything you want and need covered is actually covered.

Home Warranties

Typically, home warranties pick up where insurance leaves off. They usually protect new homeowners from repair costs that aren’t covered by home insurance, such as plumbing, heating, air conditioning and major appliances.

Home warranties aren’t mandatory, but can give you the extra peace of mind you’ll appreciate during the first year of ownership, when your budget is tight.